CLARITY · STEWARDSHIP · LEGACY

Complex lives benefit from connected planning

TRS Family Office brings vetted specialists together with a single point of contact, so business owners and affluent families can assess their priorities in context rather than in pieces.

Business owners

Affluent families

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WHEN IT MATTERS MOST

Planning may be especially valuable when decisions involve a business, a family, and several professional advisors.

HOW WE WORK

One Coordinated Team.

Five Areas of Planning.

Most planning problems are not caused by bad advice. They are caused by good advice that isn't coordinated or implemented.


A recommendation that makes sense on its own can work against another one, or simply sit unfinished, when no one is responsible for the whole picture.


Our work begins with the complete picture, not with a product. From there, we bring in the appropriate Specialists and coordinate their efforts around one comprehensive plan, with a single point of contact throughout.

Tax Mitigation
Proactive, compliant tax-mitigation planning based on established tax law.
Planning looks ahead rather than reacting at filing time, and your CPA stays involved throughout. Strategies are applied only where they genuinely fit the situation.
    • Proactive, compliant tax-mitigation planning
    • Business structure, owner compensation, and distribution strategies
    • Federal and state tax credits, including the Research & Development tax credit
    • Retirement, benefit & charitable strategies evaluated for both tax savings and liquidity
    • Advanced tax-mitigation strategies marched to the client's income, business and long-term goals
    • Coordination with the client's CPA throughout evluation and implementation. 
Risk Management
Protection for the business, income, personal assets, and family wealth.
We look at the full picture rather than one policy at a time, to uncover gaps, overlaps and risks that may have been missed.
    • Business liability and operational risks
    • Asset protection strategies
    • Key-person, buy-sell, and business-continuity planning
    • Personal income, liability and family protection
    • Captive insurance strategies for qualifying businesses
Wealth & Legacy Planning
Retirement, estate, legacy, and wealth-transfer planning designed to work together.
Decisions made in one area affect the others. We coordinate the planning so your retirement, estate, business and family goals all move in the same direction.
    • Retirement planning and distribution planning
    • Estate planning coordinated with your attorney and other advisors 
    • Business succession and ownership-transfer planning
    • Tax-efficient wealth transfer to family or charitable causes
    • Advanced legacy strategies for more complex situations. 
Legal Services
Legal structures and documents coordinated with the rest of your plan.
Legal advice and services are provided by qualified attorneys. TRS coordinates their work with your tax, business, risk-mitigation and legacy planning.
    • Business entity formation and restructuring 
    • Operating, partnership and shareholder agreements 
    • Buy-sell and business-succession agreements 
    • Wills, trusts, and other estate planning documents 
    • Asset protection and other specialized legal structures
Business Advisory
Building a stronger, more valuable company long before succession or sale.
For many owners, the business is the largest asset. Improving growth, profitability, leadership, and business value should begin years before the owner plans to step away or sell.
    • Growth and expansion strategies
    • Profitability and cash-flow improvement
    • Stronger systems, leadership and operations
    • Reducing the company's dependence on the owner
    • Business valuation and value growth
    • Succession, exit and sale preparation

THE TEAM

The Team Behind Every Strategy


The Virtual Family Office includes more than 60 vetted specialists. You do not have to find them, vet them, coordinate them or follow up with them. We help organize the appropriate resources around your situation.

Network diagram of many connected circular profile icons radiating from a central green circle

WITHOUT COORDINATION

Separate Lanes

  • CPA
  • Attorney
  • Financial Professional
  • Insurance/Risk Professional
  • Business Advisor


Each professional sees one portion of the picture. The client is left to relay information, compare recommendations, and follow up.


TEAM-BASED PLANNING

One Coordinated Process

  • CPA
  • Attorney
  • Financial Professional
  • Insurance/Risk Professional
  • Business Advisor
  • Virtual Family Office specialists, added where needed.


Each professional sees one portion of the picture. The client is left to relay information, compare recommendations, and follow up.

FOR AFFLUENT FAMILIES

Family wealth decisions are rarely isolated decisions

TRS Family Office can bring the relevant people and questions into a more connected planning process, helping complex decisions feel more organized across generations, entities, assets, philanthropy, and changing family circumstances.

This model may suit families who already work with professionals but want a clearer way to coordinate conversations and next steps.

SCOPE

Strategies We Help Coordinate

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Advanced tax-mitigation strategies
Research & Development and other tax credits
Asset-protection and risk-management planning
Captive insurance strategies for qualifying businesses
Business growth profitability and value-enhancement
Business succession, exit planning and sale preparation
Retirement income, estate coordination, and tax-efficient wealth transfer
Investment grade cash value life insurance with dual growth strategies